Luminary, a modern banking platform with electronic money services, Colossus Digital, a technical provider for the institutional digital asset market, have joined forces to deliver compliant, enterprise-grade yield services for international businesses.

In this setup, users’ assets remain under their own custody at all times, while Luminary offers regulated access to staking. Colossus Digital powers access to staking opportunities, keeping assets in client’s custody solution.

Unlike many yield products that rely on pooled liquidity or rehypothecation, there is no transfer of ownership at any stage. Luminary leverages Colossus Digital’s delegation mechanisms instead of depositing assets into shared liquidity pools. Businesses simply grant Luminary the right to manage their staking allocation, without handing over control or access to their funds.

This architecture also avoids the additional risk profile of liquid staking tokens (LSTs). Users earn native staking rewards without exposure to de-pegging events or secondary market liquidity risks tied to tradable LSTs.

Colossus Digital enables Luminary to stake directly from its custody solution to a diverse set of validators across more than 30 different blockchain networks. This architecture is custody-agnostic and highly flexible, allowing businesses to implement optimized, multi-chain staking strategies without compromising asset control or ownership. By supporting a wide range of assets and validators, the solution empowers institutions to diversify and enhance their financial strategies while maintaining full compliance and security.

“We’re genuinely excited to partner with Colossus Digital,” said Gleb Kurovskiy, Chief Digital Officer at Luminary. “For us, this is a major step forward as a company: we can now offer institutional-grade yields while our clients keep full control of their assets, backed by strong compliance and security. This is exactly the kind of bridge we want to build between modern banking and Web3.”

"This partnership proves that banks no longer have to choose between security and innovation,” said Lorenzo Barbantini Scanni, CRO and co-founder of Colossus Digital “by integrating the Colossus Hub, Luminary is turning dormant assets into productive revenue streams—setting a new standard for how financial institutions can safely interact with the on-chain economy."